Getting Organized – Getting Your Financial House in Order -- This class will teach you how to set and reach financial goals, set-up and manage a record keeping system, prepare a financial statement, properly title assets and chart your cash flow. Participants will learn to maximize their financial resources and rid themselves of financial chaos.

Tips for Smarter Borrowing -- Credit cards can be powerful tools for the modern consumer. Used wisely, they can save time and money. Used very wisely they can even allow you to earn hundreds of dollars a year. Topics include: How to select an appropriate credit card, credit traps, debt shifting, credit reports, financial ratios, refinancing and principal repayment strategies.

Practical Ways to Cut Your Spending -- If you are now retired on a smaller income then you expected to have or because the recent bear market has forced a drop in your income, it may be somewhat difficult to change your spending habits. But, you can do it. The secret is to learn ways to save and stretch, without sacrificing on quality. This class gives you practical, proven ways to enjoy retirement without emptying your bank account.

Personal Financial Planning Essentials -- Learn how to set and reach financial goals, manage your record keeping, chart your cash flow and maximize your financial resources.